Another one bites the dust

So I’m happy to announce that I made my last payment on a card this morning. I had to do the math to make sure I was good but $858.51 was made early just because of the fact that I have 3 pay periods in June. That just leaves me my truck and house now. With only the truck left the plan is to pay it off at $1770 a month for 5 months. The reality is I can do $1400 a month and pay it off by December and give myself some breathing room to buy some Christmas gifts and do some nice things for the wife the summer/fall.

Every time I make an update on my everydollar app I just feel like I’m in control of my finances and even when unexpected things pop-up it’s not the end of the world now. The wife and I can have a quick talk about it and move on because we aren’t struggling to find the money to do stuff.

Have a good 4th of July everyone and keep working for your own Independence day.

Last Payment

The Bills

Revolving Debt: $0.00 (last update $3,132.46)

Vehicle: $8,156.91 (last update $8,713.51)

House: $183,647.59 (last update $184,383.47)

Total: $191,804.50 (last update $196,229.44)

Difference: $4,424.94

 

 

 

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The Society

So tomorrow is the last day to renew my local brewery beer Society membership…and chances are I won’t be doing it. The Society releases a series of barrel-aged beers throughout the year. Last year was the inaugural year and I was able to join; current members have priority when the new year comes up for renewing their membership, but at $300 it’s pretty hard to justify it right now. I told the wife that I have the money but it would leave me kind of short for the rest of the month and that is exactly what I’m trying to get away from. Right now I have around $800 left to budget for the month but I’m putting an extra $300 towards my HOA to pay that off. Once that is gone I’ll have an additional $158 monthly snowball. I’ve been to every release of these beers in the past and there have been plenty of options to buy and taste them so I wouldn’t be missing out too much. It’s just hard to tell the wife that she needs to put more money away when I’m pissing mine away on beer. I would rather get to the point where I have an assload of money available to spend on beer or whatever else I want and not have to worry about paying bills.